Property, Strata & Income Protection
Property (Material Damage)
- Covers your physical assets—such as buildings, stock, and equipment—against fire, theft, and natural disasters.
Business Interruption
- Protects your income and helps cover ongoing expenses if your operations are interrupted due to an insured event.
Landlord Insurance
- Provides cover for property owners against tenant damage, loss of rent, and legal liability.
Home & Contents Insurance
- Safeguards your personal home and belongings from a wide range of risks.
Strata Insurance
- Covers residential and commercial strata properties, including common areas and shared facilities.
Liability & Management Cover
Management Liability
- Protects directors and officers from claims related to company mismanagement, employment practices, and regulatory breaches.
Professional Indemnity
- Essential for professionals offering advice or services; covers legal costs and damages from claims of negligence or error.
Liability Insurance
- Covers your business against claims of injury or property damage to third parties
Cyber & Digital Risk Protection
Cyber & Social Engineering Insurance
- Helps protect against phishing scams, fraud, and data manipulation by cybercriminals.
Cyber Insurance
- Comprehensive cover for digital threats including data breaches, ransomware, and business interruption due to cyber events.
Trade, Construction & Machinery Cover
Contract Works Insurance
- Designed for builders and contractors; covers construction projects during the build phase.
Plant & Equipment Insurance
- Covers mobile machinery and equipment used in construction, earthmoving, and other industries.
Marine & Hull Insurance
- Covers commercial vessels and cargo during transit by sea, land, or air.
Vehicle & Transport Insurnace
Fleet / Commercial Motor Insurance
- Covers business-use vehicles—from small fleets to large-scale commercial operations.
Heavy Motor Insurance
- Provides specialist cover for trucks, prime movers, tippers, and other heavy commercial vehicles.
Business Packages & Hard-to-Place Risks
SME Business Insurance
- Flexible, all-in-one packages tailored for small to medium-sized enterprises across various industries.
Hard to Place Risks
- We specialise in sourcing cover for complex or high-risk businesses that may be declined by standard insurers.
Protect Your Business with Confidence
Whether you're a sole trader, landlord, contractor, or a corporate manager, My Business Insurance is here to simplify the insurance process to ensure that you have the right cover to protect what matters most, so you can focus on growing your business.